You can tap into your home's equity to eliminate high-interest debts and speed up the process of becoming mortgage-free. This can be done through refinancing, which can also offer better rates and terms, as well as the potential to consolidate debt or adjust your amortization. By utilizing top Canadian lenders, you can find tailored solutions and save money. Alternatively, you can switch to a new lender to take advantage of improved rates and potential savings. You can also tap into your home equity for renovations, investments, or debt consolidation. Adjusting your amortization or rate can provide better payment and prepayment options. Up to 80% of your home's value can be refinanced to address credit card debt. It is also possible to adjust your mortgage as your life changes in order to leverage your equity or fund education. However, it's important to be aware of prepayment penalties when refinancing at any point. Canada offers innovative tools that can streamline the process, providing efficiency, money-saving opportunities, and easy access to equity. We will support you throughout the process, ensuring a simple and informed experience.