Self Employed

We offer low rates and excellent mortgage options for self-employed individuals, including fast approval even if you have been previously declined. Our mortgage options take into consideration the reduced taxable income from claimed expenses, making it easier for self-employed individuals to qualify. Our Stated Income mortgage option is especially useful for those with expenses that impact their qualifying income. We also accept dividend and investment income, as long as there is stability and proof requirements. To apply, you will need to provide certain documents, such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, who are accepting reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Give us a call to learn more and get started on your mortgage application.

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